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SPRING CLEAN YOUR SPENDING – PART 2

Your finances can use some spring cleaning as much as your house does. Last week we went over some budgeting and account handling ideas, this week we continue with some more ways to get you feeling financially refreshed… Review recurring costs We become accustomed to recurring fees to a point of comfort. Maybe it is time to shop around for better rates on your car insurance, cell phone plan and other subscriptions. You will have a […]

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SPRING CLEAN YOUR SPENDING – PART 1

Clearing out old clothes and a garage full of stuff? While you might be tempted to just dump it all, there are people less fortunate that can use your second hand clothing to keep warm in the evening chill. While you are spring cleaning the accumulated clutter in your house, why not brush up on your finances? Here are some ways to achieve this… Budget maintenance The ever-present spending plan, one of the most important financial […]

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CRUCIAL STEPS TO TAKE AFTER A COLLISION – PART 2

Last time we went over some basic procedures to reduce risk after an accident has occurred. Now we go into some of the finer details that you should pay attention to and note down, but above all remember to keep your cool. These scenarios are stressful for everyone involved. Collect basic information You will have a much easier time making an insurance claim if accident information is properly gathered and written down. Include a short description […]

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CRUCIAL STEPS TO TAKE AFTER A COLLISION – PART 1

It’s something that we all anticipate with apprehension. Would you know what to do if someone pranged into you or if you lost control of your vehicle on a slippery surface? There are certain procedures to be followed that can help you if you have been involved in a traffic accident. Stop No matter how serious the accident may or may not be, you are legally required to stop your vehicle. Leaving the scene of the […]

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LIFE INSURANCE LIBERATIONS

With all of the pressures of modern life it is nice to know that you can offer yourself and your loved ones some reprieve from the stressful doubt of forethought. Life insurance can free you from certain worries and ease your mind when it comes to the future of your kin. Life insurance can achieve this because it… Buys time Allowing loved ones to focus on their grieving process by helping to pay for funeral and […]

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PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 2

Last week we discussed a lack of financial management, signing surety, sudden expenses and worrying about social status. This week we compound on that list with some more points to consider to prevent you from being put in a position that is vulnerable to accumulating debt: Lacking financial understanding Formal education doesn’t prepare people well enough for the financial acumen of the ‘real world’. You should know how a budget works, what interest is and the […]

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